Homes

109 Sea Urchin Court, Surf City

$850,000.00

Bedroom 4 bedrooms
Full Bathroom 2 full baths
Half Baths 2 half baths

  • MLS #: 100552067
  • Address: 109 Sea Urchin Court, Surf City, NC 28445
  • Date Listed: 1/30/2026
  • Days on Market: 23
  • Heated SQFT: 1964
  • Total Sqft (Primary + Separate) SQFT: 1964
  • Lot Description: 0.2 acres
  • Stipulations: Standard
  • Subdivision: Island Oaks
  • Listing Office: REAL Broker LLC
  • Agent Name: Tidal Realty Partners

Location Location

Agent Comments Agent Comments
Tucked beneath a canopy of mature live oaks in the maritime forest, this coastal retreat is located in the highly desirable soundside community of Island Oaks on Topsail Island. The neighborhood offers both beach access and a community boat ramp with deep-water access to the Intracoastal Waterway, making it ideal for boating, fishing, and all things coastal living. The main residence is a three-bedroom home designed with a reverse floor plan to maximize light, views, and outdoor living. The bedroom level includes the primary suite with a private bath, two additional bedrooms, a full guest bath, laundry area, generous storage, and a large screened porch - perfect for relaxing after a day at the beach. The upper level features the main living space with an open-concept living and dining area, a half bath, and a well-appointed kitchen with solid-surface countertops, ample cabinetry, and a pantry. An expansive deck off this level offers ocean views and captures the island breeze, creating an ideal setting for entertaining or unwinding. On the ground level, the home includes a spacious garage with room for vehicles, beach gear, and storage, along with a private separate living space that functions as a mother-in-law suite / ADU. This area includes its own kitchenette, living space, sleeping area, and bathroom with an attached outdoor shower. This space is entirely separate from the main living quarters and provides excellent flexibility for guests, extended family, or potential rental use. Recent updates include a metal roof (2021), new gutters (2021), upgraded windows (2022), all new heating and cooling systems (2024), and freshly painted kitchen cabinetry (2024). With access to both the ocean and the sound, multiple outdoor living areas, and flexible living spaces, this Island Oaks home is sure to check all of your boxes.

Amenities Amenities
  • Vented Exhaust Fan
  • Refrigerator
  • Range
  • Disposal
  • Dishwasher

Interior Features Interior Features
  • Cool System: Central Air, Heat Pump
  • Heat System: Heat Pump, Electric, Forced Air
  • Floors: 1
  • Rooms: Master Bedroom, Bedroom 1, Bedroom 2, Bedroom 3, Dining Room, Dining Area, Living Room
  • Interior: Entrance Foyer, Apt/Suite, Ceiling Fan(s), Pantry, Reverse Floor Plan

Exterior Features Exterior Features
  • Parking: Concrete, Garage6
  • Siding: Fiber Cement
  • Roof: Metal
  • Exterior: Outdoor Shower

Additional Features Additional Features
  • County: Pender
  • Property Type: Single Family Residence
  • Tax Number: 4224-91-3829-0000
  • Water/Sewer: Surf City
  • Year Built: 1995

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